Tag Archive | "Linda Ingram"
Glossary of Foreclosure and Mortgage Related Terms
The vocabulary surrounding foreclosure and the real estate industry is incredibly complicated. To help you out, here’s last summer’s St. Louis Beacon glossary of easy-to-understand definitions, updated with the help of Linda Ingram from Beyond Housing. Adjustable-rate mortgage (ARM): A mortgage that starts out with one interest rate for a period of time and then [...]
Continue reading...Community Voices: Beyond Housing
Wednesday, March 18, 2009
As we continue our Community Voices series, we gave one of our partners, Beyond Housing, a Flip video camera so they could record their responses to President Obama’s new home foreclosure plan. Chris Krehmeyer, President and CEO of Beyond Housing, and Linda Ingram, Director of Foreclosure Prevention Services at Beyond Housing, both talk about the [...]
Continue reading...60 Minutes Feature: Providing Context
Wednesday, December 17, 2008
Linda Ingram - a HUD-certified housing counselor in the St. Louis region – responds to the 60 Minutes feature below: We first heard about the next wave of foreclosures when an attorney from the Center for Responsible Lending spoke to the [St. Louis Foreclosure Prevention] Task Force. Alt-A mortgages include the option ARM where homeowners can [...]
Continue reading...60 Minutes Feature: The Mortgage Meltdown
Tuesday, December 16, 2008
This 60 Minutes feature is a testament to the fact that the mortgage crisis is not over. When these Alt-A and ARM products readjust thousands of people will find themselves in foreclosure. As we’ve seen over the last six months foreclosures impact individuals, communities, and the entire economy. Therefore, it is of critical importance that [...]
Continue reading...More Information from HOPE NOW
Monday, November 24, 2008
Written by: Linda Ingram HOPE NOW, the private sector alliance of mortgage servicers, non-profits, counselors and investors announced this week that it has developed a new program called SMP or “Streamlined Modification Plan”. SMP expands what many lenders are already doing and will begin December 15th. It is the result of working with the US Treasury, HUD, [...]
Continue reading...Linda Ingram: Hope for Homeowners
Wednesday, November 5, 2008
November 5, 2008 Linda Ingram, a certified HUD Housing Counselor and the Director of Foreclosure Prevention Services at Beyond Housing, will become a regular contributor to this blog. Here is her first post: What to do if you are struggling to pay a mortgage that is significantly more than the decreased value of [...]
Continue reading...888-995-HOPE offers free counseling by phone and…chat room?
Wednesday, August 20, 2008
August 20, 2008 After reading St. Louis Beacon’s latest mortgage crisis article, I surfed around the St. Louis Fed site to look into their foreclosure resources. Both the Fed and NeighborWorks refer homeowners to (888)-995-HOPE, a foreclosure help line run by the Homeownership Preservation Foundation. Linda Ingram mentioned last week to me that she sometimes sends clients [...]
Continue reading...10 Tips to Avoid Foreclosure
Monday, August 18, 2008
August 18, 2008 This is taken from one of the documents Linda Ingram gives her clients at Beyond Housing, produced by the U.S. Department of Housing and Urban Development (HUD). It’s got some solid advice and references a few resources we haven’t mentioned yet. 10 Tips to Avoid Foreclosure 1. Don’t ignore the problem– The further [...]
Continue reading...Beyond Housing goes beyond lenders and servicers to find solutions
Friday, August 15, 2008
August 15, 2008 I took a lot away from this morning’s appointment with Linda Ingram at Beyond Housing. They too are a nonprofit in St. Louis that offers free housing counseling and a variety of other resources for homeowners. The more I meet with people, the more I’m learning what I should be asking that I [...]
Continue reading...“Thank you so much…”
Wednesday, July 30, 2008
July 30, 2008 A comment received from one of our Facing the Mortgage Crisis programs: THANK you so much for the informative information you presented on the St Louis area foreclosure issues facing many of us. Because of your broadcast I FINALLY knew where to turn for help and assistance. I only wish the broadcasts [...]
Continue reading...Take Action
Audio / Video
The St. Louis Beacon posted a new segment in their Job Talk series earlier this week. This report describes GO! Network and its work to help unemployed professionals in St. Louis. The economic downturn has led to unemployment among groups who have never before had to worry about paying their bills on time. Among them [...]
Reverse mortgages are a complicated product and aren’t appropriate for everyone. In our final video of the series, Buz describes the basic considerations that seniors must make when determining if a reverse mortgage is right for them. We hope you’ve enjoyed these videos. A huge thanks to Buz Zeman for talking with us. Additional information on reverse [...]
The explosive popularity of reverse mortgages and the flood of advertisements that followed have spread a number of misconceptions about reverse mortgages. Buz addresses a number of them in this video, explaining what reverse mortgages are and aren’t. He also talks about popular scams and how to avoid them. Look for the final video of [...]
Several weeks ago, Lauren had a conversation with Buz Zeman of Housing Options Provided for the Elderly (HOPE), an organization that counsels seniors on mortgages and other housing issues. Buz said that he has had to devote much of his time lately to explaining reverse mortgages. Though this sort of loan is not new, it’s [...]
In this video, St. Louis Mayor Francis Slay suggests that anyone facing foreclosure or in trouble with their mortgage seek assistance and determine if they are eligible for the Refinance and Loan Modification program. More information can be found at www.makinghomeaffordable.gov.
In this video, St. Louis County Executive Charlie Dooley encourages those facing financial hardship or anyone who fears losing their home to seek assistance. Tax-payer funded, HUD-certified housing counselors offer services at no charge, and can assist someone facing foreclosure with discussing options with their lender. For information or to connect to resources, call the [...]
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- The Beacon’s Series on the St. Louis Area Foodbank
- Good News in March Unemployment Numbers
- Lessons from the Wright Family on Seeking Help
- Staring a Business – Upcoming Workshop from the Urban League
- New Employment Resource from Ready, Aim, Advocate!
- Walking Away from Underwater Mortgages
- Beacon: Foreclosure Struggles Linger in St. Louis
- From the Beacon’s Job Talk: GO! Network
- Reverse Mortgage Considerations
- Job Talk from the St. Louis Beacon
© 2010 Facing the Mortgage Crisis
in Partnership with the CPB.
Friday, July 10, 2009
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